boehner has already told the republicans that nobody is going on vacation until this thing is settled. i think the democrats will probably say, pelosi and reid will probably say the same thing to democrats. i wouldn't be surprised in congress stayed in session, maybe all the way to the 21st of december. this is going to be not to put too fine of a point on it a cliff hanger with regard to the fiscal cliff. i think there will be some movement. in other words, they would not go on vacation unless there is some agreement about what a framework will be or some way they are going to avoid basically seeing tax rates go up on january 1st and major spending cuts go in to effect. there will be some delay if they don't reach a tentative agreement by december 21st when they head home. >> i would hope so. because i think america will be reallyupset. at this point in time we all recognize what the implications of going over the cliff are. >> if i can just say, i think capital markets will be upset. that will upset the rest of america but most consumers, they say fiscal cliff. >> what's the fiscal